YNAB – The #1 tool for Financial Independence

When you think of money, what is the first thing that comes to mind? For me it’s budgeting.

For years I struggled with setting up a budget that would actually help me save money. It got so bad that at one time in my life I didn’t even want to log into my bank account to see how much money was there. I had tried everything from custom-made spreadsheets to Mint.

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